We understand that emergencies can come up and you need cash now. While AAA Community Finance may not be your lender, we work with a network of trusted certified lenders to find the best loan for you. Use our easy online loan application and get started today.

Whether you’re matched with a lender or working directly with us, your lender will contact you to complete the process and review the terms of your loan application. The money will then be deposited electronically into your bank account. When payment is due, your loan payment is automatically deducted from your bank account by your lender.

The lenders in our network will disclose the terms of the loan with you. You’ll know exactly what your loan will cost you and when your loan will need to be repaid. Most importantly there are no hidden fees and all lenders are fast and friendly.

Code of Practice/Policy on Responsible Lending

As a responsible party that connects borrowers with lenders, we commit to you that we will only work with lenders whose loan products abide by all applicable laws.

We encourage you to borrow only what you need and can repay. Please seek consumer credit counseling service for other options.

Right of Rescission- If you change your mind about the loan, you may rescind your loan at no additional charge as long as you return the loan within the number of days specified in your agreement.

Disclosure of Fees (Including the APR, Annual Percentage Rate)

Transparency of costs for your loan: The cost of credit will be clearly disclosed to you in terms of the dollar amount of interest and the APR according to the principles of federal truth in lending law and regulations. For details on the specific costs of your loan, please see the Loan Cost and Terms and your loan agreement as provided by the lender you are matched with. Late fees and non-sufficient funds/returned item fees may apply as described in your loan agreement by your lender. Any lender you are matched with will never charge you fees that are not disclosed on their loan agreement.

Contact Information/Physical Address

For our physical address, phone number and other contact information please visit the Contact Us page on our website.

Compliance with State or Local Regulations

These laws include but are not limited to:

  • Electronic Fund Transfer Act
  • Equal Credit Opportunity Act
  • Fair Credit Reporting Act
  • Fair Debt Collection Practices Act
  • Gramm-Leach-Bliley Act Privacy Requirements
  • Truth in Lending Act
  • Telemarketing Sales Rule
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